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重疾险进口药报销吗

更新时间: 2020-11-13 00:00:00     

重疾险并不属于报销补偿性险种,而是定额给付型,只要被保险人等待期后经医院初次确诊合同约定的疾病,保险公司则根据条款约定定额给付保险金,进口药并不能额外享受报销。

另外,消费者投保重疾医疗险,进口药通常属于报销范围,不过必须是规定医院就诊产生的合理且必须的费用,且报销比例以条款约定为准。

关键词: 进口药 报销

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